OSAP, or the Ontario Student Assistance Program, is a financial aid program funded by both the provincial and federal governments that helps you with the costs of post secondary education.
(i) Funding through OSAP includes:
Grants - money that you don't have to repay.
Loans - money that you will have to repay when you are finished school.
(ii) OSAP considers many different factors when determining financial need including: Your educational costs (tuition, fees, books, whether you are living away from home, travel costs, where you are studying, etc.). The financial resources you have available to contribute towards your own post secondary education (family income, savings, scholarships, etc.)
• Learn more about OSAP terminology & apply
• Estimate how much OSAP you may be eligible to receive by using the OSAP calculator